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21123 Rio Oro Drive

Cornelius, NC 28031
  • $580,000
  • STATUS: Active
  • ON SITE: 138 Days
  • MLS #: 4387095
Price Reduced
UPDATED: 104 min ago
$580,000
  • 3
    BEDS
  • 0.49
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,497
    SQFT
  • $232
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1983
County:
Area:

School Information

Elementary School:
Middle School:
High School:
Offered by EXP Realty LLC Ballantyne: 704-248-8230. Copyright 2026 Canopy MLS. All rights reserved.

Description

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

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MLS Grid logo Based on information submitted to the MLS GRID as of 2026-10-14T23:34:28.56 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Carolina Coastal Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
www.carolinacoastalgroup.com/homes/177018095
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21123 Rio Oro Drive Cornelius, NC 28031

  • Price: $580,000
  • Status: Active
  • On Site: 138 Days
  • Updated: 104 min ago
  • MLS #: 4387095
3
Beds
3
Baths
0
½ Baths
0.49
Acres
2,497
SQFT
$232
$/SQFT
1983
Built
Neighborhood:
Bahia Bay
County:
Mecklenburg
Area:
Cornelius
Elementary School:
Cornelius
Middle School:
Bailey
High School:
William Amos Hough
Property Description
Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.
Exterior Features

Carport YN No Construction Materials Stone VeneerVinyl Construction Type Site Built Exterior Features Fire Pit Fencing Partial Foundation Details Basement Garage YN No Levels Two Lot Features PrivateSlopedWooded Main Level Garage YN No Parking Features Driveway Patio And Porch Features DeckPatioRear Porch Road Responsibility Publicly Maintained Road Road Surface Type Concrete Roof Architectural Shingle Waterfront Features Beach - PublicBoat Lift – CommunityBoat Ramp – CommunityBoat Slip – CommunityPaddlesport Launch Site - CommunityPier - Community

Interior Features

Above Grade Finished Area 1954 Appliances DishwasherDisposalExhaust FanFreezerGas CooktopGas OvenMicrowaveOvenRefrigeratorSelf Cleaning OvenWasher/Dryer Basement Basement ShopStorage SpaceWalk-Out Access Basement YN Yes Below Grade Finished Area 543 Cooling Ceiling Fan(s)Central AirDuctless Fireplace YN No Flooring BambooCarpetLaminateTileVinylWood Heating Central Interior Features Attic OtherBreakfast BarBuilt-in FeaturesKitchen IslandOpen FloorplanPantryWalk-In Closet(s)Walk-In Pantry Laundry Features In BasementLower Level Lower Square Feet 0 Main Square Feet 1333 Rooms Main (Primary Bedroom) Main (Bathroom-Full) Main (Bathroom-Full) Main (Kitchen) Main (Living Room) Main (Breakfast) Upper (Bedroom(s)) Upper (Bedroom(s)) Upper (Bathroom-Full) Basement (Flex Space) Basement (Laundry) Sq Ft Unheated Basement 534 Sq Ft Unheated Lower 0 Sq Ft Unheated Main 0 Sq Ft Unheated Third 0 Sq Ft Unheated Total 534 Sq Ft Unheated Upper 0 Sq Ft Upper 621 Third Square Feet 0

Property Features

Additional Parcels YN False Association Annual Expense 75.00 Association Fee 75 Association Fee Frequency Annually Association Name Bahia Bay HOA Association YN Yes Assumable YN No Auction YN No CCRSubject To Yes City Taxes Paid To Cornelius Community Features Picnic AreaRecreation Area Hoa Subject To Required HOASubject To Dues Mandatory New Construction YN No Property Sub Type Single Family Residence Security Features Smoke Detector(s) Senior Community YN No Sewer Septic Installed Special Listing Conditions None Water Body Name Lake Norman Water Source Community Well Zoning GR



MLS Grid logo Based on information submitted to the MLS GRID as of 2026-10-14T23:34:28.56 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Carolina Coastal Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
 
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Carolina Coastal Group
514 N Howe St
Southport NC, 28461
Offered by EXP Realty LLC Ballantyne: 704-248-8230. Copyright 2026 Canopy MLS. All rights reserved.